Latest Posts
A Guide to Cyber Liability Insurance
September 1, 2024
In today’s digital environment, businesses of all sizes increasingly rely on technology. Whether it’s storing customer data or important financial…
Read MoreThe Top Insurance Terms Explained
August 1, 2024
Insurance and the terms used can be complicated. So today, we will break down the most common insurance terms you may come across. We’ll cover general…
Read MoreInsuring your camera and other equipment is a smart way to protect thousands of dollars of gear that is often moved between locations. It’s all too…
Read MoreA Guide to Insurance for HVAC Companies
June 1, 2024
In this guide, we cover the basics of insurance for HVAC businesses. This guide will teach you the most common insurance policies you should consider…
Read MoreNavigating the Business Insurance Landscape in Louisiana
April 22, 2024
For business owners in Louisiana, navigating the ever-changing landscape of insurance options can be a difficult task. In this blog post, we will…
Read MoreA Guide to Insurance for Nonprofits
March 19, 2024
Nonprofits provide vital services to many communities across Louisiana. However, even with the best intentions, unexpected events can arise, leaving…
Read MoreWhen Should Small Businesses Consider Switching Insurance?
February 6, 2024
Is your current insurance not cutting it? Not only is it important to evaluate your business’ insurance policy regularly to make sure you have the…
Read MoreA Guide to Insurance for Retail Stores
January 19, 2024
A customer trips on a rug, injuring themselves. Or, a hurricane damages your roof, flooding your inventory. Without the proper insurance, these…
Read MoreWhy is Auto Insurance So Expensive in Louisiana? An Analysis of Louisiana’s Auto Insurance
November 14, 2023
It’s no secret that Louisiana has battled high auto insurance premiums for decades. According to the National Association of Insurance Commissioners…
Read MoreA Guide to Insurance for Freelancers
October 26, 2023
If you’re a freelancer, you’re probably used to wearing a lot of hats. You’re the CEO, CFO, marketing manager, and sales team all rolled into one. But…
Read MoreA Guide to Insurance for Restaurants
July 25, 2023
Running a restaurant is hard work, but it can also be very rewarding. However, there are several risks associated with owning a restaurant, and it’s…
Read MoreA Guide to Insurance for Small Manufacturers
June 6, 2023
Small manufacturers are a vital part of the economy, but they are also at risk for a variety of hazards. From property damage to employee injuries…
Read MoreA Guide to Insurance for Construction Contractors
April 3, 2023
Construction contractors face many risks every day like property damage, bodily injury, and even death. This is why it’s important to have the correct…
Read MoreThe Rental Car Damage Waiver - Should You Buy It?
August 30, 2022
The toaster oven’s 10-year extended warranty? Your new sofa’s 2-year protection plan? The rental car damage waiver? The question of whether you should…
Read More5 Ways to Protect Your Business From Lawsuits
August 23, 2022
Did you know that there are 12 million contract lawsuits filed against small businesses each year? Not only is this true, but the average suit costs…
Read MoreA Guide to Boat Insurance in Louisiana
July 18, 2022
Boating season is here, but do you have the right insurance for your vessel? Some boat owners may think their boat is covered under their homeowner’s…
Read MoreTop 6 Insurance Myths Debunked
May 17, 2022
Over the years there are many myths that have developed about insurance. Do you need Worker’s Comp for your sole proprietorship? Is flood damage…
Read MoreWhile Additional Insured and Loss Payee sound similar, they are quite different besides the fact that they both extend the policyholder’s insurance…
Read MoreWhen Should You Reevaluate Your Business Insurance?
March 8, 2022
Business Insurance is not set it and forget. As your business changes, so should your commercial insurance policy. If you don’t review your policies…
Read MoreWhen evaluating the insurance needs of your Louisiana business, often one of the best places to start is considering the size of your business. Size…
Read MoreWorkers’ compensation is insurance that helps protect your Louisiana business and employees in case there is a work-related injury or illness. It’ll…
Read MoreA Guide to Inland Marine Insurance for Louisiana Companies
November 18, 2021
While browsing various insurance offerings, you may have come across Inland Marine Insurance. What is it and how does it differ from Ocean Marine…
Read MoreA Guide to Commercial Umbrella Insurance
October 11, 2021
If you own a business in Louisiana, it’s important to know if your current insurance policies are covering you for everything you think they do…
Read MoreMany people may think that life insurance is only necessary to have if you have a family, but this is not the case. While the main goal of life…
Read MoreThinking of Starting a Business in Louisiana? Consider These Commercial Insurance Policies
June 29, 2021
So you’ve made the decision to start a business. Congratulations on this big step! Before you begin operations, there are many steps you need to…
Read MoreYour first instinct when comparing insurance quotes may be to look at price and which one has the lowest premium, but this is not always the best…
Read MoreA Winter Weather Guide for Louisiana Businesses: Frozen Pipes, Icy Conditions, and More
March 2, 2021
While Louisiana is more known for hot summers versus cold winters, every year we have a number of days with freezing conditions. Whether it’s just a…
Read MoreWhat is a Certificate of Insurance Form and How to Read One?
February 8, 2021
When hiring a company, you want to know that it is not going to increase your legal liability. And similarly, when someone hires your company, you…
Read MoreA Guide to Workers Compensation Insurance in Baton Rouge
January 18, 2021
Every businessowner wants to provide a safe and healthy work environment for their employees. After all, these workers make the business run smoothly…
Read MoreEverything Businesses Should Know About Ransomware
September 28, 2020
Ransomware is one of the most serious cyber security issues globally, and has huge potential to cause significant damage for businesses. It’s crucial…
Read MoreA Guide to General Liability Insurance in Baton Rouge
September 14, 2020
As a business owner in Baton Rouge, you’re probably no stranger to things that can go wrong. After all, you face an enormous amount of risk not only…
Read MoreNobody ever wants to find themselves in a situation where they have to file an insurance claim related to their business, but it unfortunately does…
Read MoreIf you live in Baton Rouge, you’ve probably noticed that you have more than enough options for both personal and business insurance needs. With so…
Read MoreThere’s no doubt about it — COVID-19 has significantly impacted businesses across the nation, forcing rapid changes influenced by the struggle to stay…
Read MoreAs a business owner or consumer, you’ve probably heard the phrase, “Licensed, bonded, and insured” a few times. Many service-based companies use this…
Read MoreThe year 2020 has brought on significant challenges for small businesses during the global pandemic, COVID-19. With most states enacting some form of…
Read MoreCOVID-19 Insurance Resources
March 19, 2020
There are few times where the world has worked together for a common goal. We are all in uncharted territory with COVID-19 and hopeful for a fast and…
Read MoreA Guide to Commercial Property Insurance
March 9, 2020
Whether you’re a new business owner or a veteran entrepreneur, the world of business insurance can seem complex and at times difficult to understand…
Read MoreHomeowners Insurance for First Time Home Buyers
January 27, 2020
Buying your first home is an exciting time; however, there’s a lot to get together before you’re able to move in. One of these things is homeowners…
Read More4 Tips for Keeping the Workplace Safe
October 29, 2019
Having safety guidelines for your business is not only important for keeping your employees safe, but it’s also vital for your business’s long-term…
Read MoreHow to Protect Your Business from Commercial Burglary
October 1, 2019
Commercial burglary is a threat to businesses of all sizes, and the best deterrent for burglars is to be proactive with your security. The following…
Read More5 Reasons You Need Business Insurance
September 23, 2019
If you own a business, it’s imperative to carry business insurance in some capacity. Here are 5 reasons why you should consider having business…
Read MoreWhen a hurricane is approaching there are many things that need to be planned for. We’ve already talked about how to prepare before hurricane season…
Read MoreHurricanes are one of the most damaging natural disasters, not only affecting property but people’s lives. With hurricane season officially running…
Read MoreA Guide to Professional Liability Insurance
May 6, 2019
If your business provides services or advice to others you should consider Professional Liability Insurance. Typical General liability insurance…
Read MoreThe Best Way to Insure Your Classic Car
April 21, 2019
While you may consider your beloved 1980’s vehicle you drive everyday a classic car, it probably won’t qualify as a classic car in the eyes of the…
Read MoreChoosing the Right Type of Life Insurance
April 14, 2019
Choosing the right type of life insurance is a very important step in making sure your family is protected. However, it can be confusing to know what…
Read MoreIf you’re a contractor or a business that subcontracts work often, it’s important to make sure the contractor you’re working with has Workers…
Read MoreA Guide to Insurance For Your Jewelry
February 28, 2019
While a homeowners policy will cover theft of many things in your home, jewelry is not always automatically fully insured. On many standard homeowners…
Read MoreShould You Get Gap Insurance for Your Car?
February 20, 2019
We all know that as soon as you drive your new car off the lot, its value takes a dip. If you took out a loan for the full purchase amount of the car…
Read MoreHow to Protect Your Company from a Data Breach
January 23, 2019
With data breaches happening at a rapid pace, it’s vital to make sure your business’s data is secure. If your data is not secure, you are opening…
Read MoreHow You Can Use A Password Manager to Protect Your Data
January 8, 2019
Password. 123456. Passw0rd. Starwars. Letmein. Admin. What do all of these have in common? Well for one they are bad passwords. But most importantly…
Read MoreWhat Are The Most Common Workers Compensation Claims
January 3, 2019
Workers compensation helps pay for injuries sustained in the workplace by employees. Each state has different workers compensation requirements, but…
Read MoreDoes Your Business Needs a Commercial Auto Insurance Policy
December 26, 2018
When your business relies on vehicles for its operations, it’s time to get commercial auto insurance and to make sure you have the right amount of…
Read MoreHow Will Owning a Dog Impact Your Homeowners Insurance Policy
December 18, 2018
When you are deciding on whether to get a dog you may be wondering, how much will it shed or will it bark a lot, but you may also want to consider how…
Read MoreA Guide to Personal Auto Insurance
December 11, 2018
Shopping for car insurance may seem simple, but there are many components that make up a policy. Let’s take a look at some components that make up…
Read MoreThe Insurance You Need for Your Home-Based Business
December 4, 2018
No matter how big your business is you should have insurance to protect it and yourself from the unexpected. This includes home-based businesses. So…
Read MoreHow to File a Homeowners Insurance Claim
November 27, 2018
Having to file a homeowners insurance claim is an inevitability of owning a home. It could be due to damage to your house as the result of a…
Read MoreHow to Create a Home Inventory (With Downloadable Template)
November 20, 2018
It’s important to be prepared for an emergency that may devastate your home and belongings - such as a hurricane or fire - which can include safety…
Read MoreA Guide to Insurance Coverage for Hurricanes
November 15, 2018
With hurricane season in full swing, it’s important to review your homeowners or renters insurance policy to ensure you have the correct coverages in…
Read MoreWhat Your Business Needs to Know About Cyber Security Threats
December 1, 2017
It’s a business owner’s worst nightmare and the stuff of sci-fi movies: the cyber breach. You’ve worked hard to protect the integrity of your data…
Read MoreA Guide to Flood Insurance for Your Business
November 15, 2017
No state, region or community across the country is immune to floods. Many businesses in south Louisiana experienced this firsthand in August of 201…
Read MoreFlood Insurance - Protecting Your Home and Your Family
November 1, 2017
Homeowners and businesses are vulnerable to any kind of disaster, but especially severe weather events. During the month of August, a time that the…
Read MoreWhat is Business Interruption Insurance and Why is it Important
October 16, 2017
Imagine this scenario: a severe storm passes through your area, inflicting wind damage, storm damage, and loss of property to your office building…
Read MoreTips for Choosing the Best Insurance for Your Business
October 1, 2017
The best insurance for your business will depend on what your business does and what risk factors it has. For example, a company whose employees do…
Read MoreFour Reasons to Choose an Independent Insurance Agent
September 1, 2017
Insurance is a required part of any successful business. In today’s busy business environment finding the right insurance coverage that works best for…
Read MoreWhat’s Your Risk Tolerance?
August 1, 2017
When you are looking to get a new business insurance policy, being informed matters. However, insurance companies often use terms like ‘risk tolerance…
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