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In today’s digital environment, businesses of all sizes increasingly rely on technology. Whether it’s storing customer data or important financial…

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Insurance and the terms used can be complicated. So today, we will break down the most common insurance terms you may come across. We’ll cover general…

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Insuring your camera and other equipment is a smart way to protect thousands of dollars of gear that is often moved between locations. It’s all too…

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In this guide, we cover the basics of insurance for HVAC businesses. This guide will teach you the most common insurance policies you should consider…

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For business owners in Louisiana, navigating the ever-changing landscape of insurance options can be a difficult task. In this blog post, we will…

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Nonprofits provide vital services to many communities across Louisiana. However, even with the best intentions, unexpected events can arise, leaving…

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Is your current insurance not cutting it? Not only is it important to evaluate your business’ insurance policy regularly to make sure you have the…

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A customer trips on a rug, injuring themselves. Or, a hurricane damages your roof, flooding your inventory. Without the proper insurance, these…

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It’s no secret that Louisiana has battled high auto insurance premiums for decades. According to the National Association of Insurance Commissioners…

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If you’re a freelancer, you’re probably used to wearing a lot of hats. You’re the CEO, CFO, marketing manager, and sales team all rolled into one. But…

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Running a restaurant is hard work, but it can also be very rewarding. However, there are several risks associated with owning a restaurant, and it’s…

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Small manufacturers are a vital part of the economy, but they are also at risk for a variety of hazards. From property damage to employee injuries…

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Construction contractors face many risks every day like property damage, bodily injury, and even death. This is why it’s important to have the correct…

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The toaster oven’s 10-year extended warranty? Your new sofa’s 2-year protection plan? The rental car damage waiver? The question of whether you should…

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Did you know that there are 12 million contract lawsuits filed against small businesses each year? Not only is this true, but the average suit costs…

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Boating season is here, but do you have the right insurance for your vessel? Some boat owners may think their boat is covered under their homeowner’s…

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Over the years there are many myths that have developed about insurance. Do you need Worker’s Comp for your sole proprietorship? Is flood damage…

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While Additional Insured and Loss Payee sound similar, they are quite different besides the fact that they both extend the policyholder’s insurance…

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Business Insurance is not set it and forget. As your business changes, so should your commercial insurance policy. If you don’t review your policies…

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When evaluating the insurance needs of your Louisiana business, often one of the best places to start is considering the size of your business. Size…

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Workers’ compensation is insurance that helps protect your Louisiana business and employees in case there is a work-related injury or illness. It’ll…

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While browsing various insurance offerings, you may have come across Inland Marine Insurance. What is it and how does it differ from Ocean Marine…

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If you own a business in Louisiana, it’s important to know if your current insurance policies are covering you for everything you think they do…

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Many people may think that life insurance is only necessary to have if you have a family, but this is not the case. While the main goal of life…

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So you’ve made the decision to start a business. Congratulations on this big step! Before you begin operations, there are many steps you need to…

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Your first instinct when comparing insurance quotes may be to look at price and which one has the lowest premium, but this is not always the best…

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While Louisiana is more known for hot summers versus cold winters, every year we have a number of days with freezing conditions. Whether it’s just a…

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When hiring a company, you want to know that it is not going to increase your legal liability. And similarly, when someone hires your company, you…

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Every businessowner wants to provide a safe and healthy work environment for their employees. After all, these workers make the business run smoothly…

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Ransomware is one of the most serious cyber security issues globally, and has huge potential to cause significant damage for businesses. It’s crucial…

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As a business owner in Baton Rouge, you’re probably no stranger to things that can go wrong. After all, you face an enormous amount of risk not only…

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Nobody ever wants to find themselves in a situation where they have to file an insurance claim related to their business, but it unfortunately does…

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If you live in Baton Rouge, you’ve probably noticed that you have more than enough options for both personal and business insurance needs. With so…

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There’s no doubt about it — COVID-19 has significantly impacted businesses across the nation, forcing rapid changes influenced by the struggle to stay…

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As a business owner or consumer, you’ve probably heard the phrase, “Licensed, bonded, and insured” a few times. Many service-based companies use this…

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The year 2020 has brought on significant challenges for small businesses during the global pandemic, COVID-19. With most states enacting some form of…

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There are few times where the world has worked together for a common goal. We are all in uncharted territory with COVID-19 and hopeful for a fast and…

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Whether you’re a new business owner or a veteran entrepreneur, the world of business insurance can seem complex and at times difficult to understand…

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Buying your first home is an exciting time; however, there’s a lot to get together before you’re able to move in. One of these things is homeowners…

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Having safety guidelines for your business is not only important for keeping your employees safe, but it’s also vital for your business’s long-term…

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Commercial burglary is a threat to businesses of all sizes, and the best deterrent for burglars is to be proactive with your security. The following…

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If you own a business, it’s imperative to carry business insurance in some capacity. Here are 5 reasons why you should consider having business…

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When a hurricane is approaching there are many things that need to be planned for. We’ve already talked about how to prepare before hurricane season…

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Hurricanes are one of the most damaging natural disasters, not only affecting property but people’s lives. With hurricane season officially running…

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If your business provides services or advice to others you should consider Professional Liability Insurance. Typical General liability insurance…

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While you may consider your beloved 1980’s vehicle you drive everyday a classic car, it probably won’t qualify as a classic car in the eyes of the…

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Choosing the right type of life insurance is a very important step in making sure your family is protected. However, it can be confusing to know what…

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If you’re a contractor or a business that subcontracts work often, it’s important to make sure the contractor you’re working with has Workers…

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While a homeowners policy will cover theft of many things in your home, jewelry is not always automatically fully insured. On many standard homeowners…

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We all know that as soon as you drive your new car off the lot, its value takes a dip. If you took out a loan for the full purchase amount of the car…

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With data breaches happening at a rapid pace, it’s vital to make sure your business’s data is secure. If your data is not secure, you are opening…

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Password. 123456. Passw0rd. Starwars. Letmein. Admin. What do all of these have in common? Well for one they are bad passwords. But most importantly…

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Workers compensation helps pay for injuries sustained in the workplace by employees. Each state has different workers compensation requirements, but…

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When your business relies on vehicles for its operations, it’s time to get commercial auto insurance and to make sure you have the right amount of…

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When you are deciding on whether to get a dog you may be wondering, how much will it shed or will it bark a lot, but you may also want to consider how…

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Shopping for car insurance may seem simple, but there are many components that make up a policy. Let’s take a look at some components that make up…

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No matter how big your business is you should have insurance to protect it and yourself from the unexpected. This includes home-based businesses. So…

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Having to file a homeowners insurance claim is an inevitability of owning a home. It could be due to damage to your house as the result of a…

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It’s important to be prepared for an emergency that may devastate your home and belongings - such as a hurricane or fire - which can include safety…

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With hurricane season in full swing, it’s important to review your homeowners or renters insurance policy to ensure you have the correct coverages in…

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It’s a business owner’s worst nightmare and the stuff of sci-fi movies: the cyber breach. You’ve worked hard to protect the integrity of your data…

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No state, region or community across the country is immune to floods. Many businesses in south Louisiana experienced this firsthand in August of 201…

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Homeowners and businesses are vulnerable to any kind of disaster, but especially severe weather events. During the month of August, a time that the…

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Imagine this scenario: a severe storm passes through your area, inflicting wind damage, storm damage, and loss of property to your office building…

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The best insurance for your business will depend on what your business does and what risk factors it has. For example, a company whose employees do…

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Insurance is a required part of any successful business. In today’s busy business environment finding the right insurance coverage that works best for…

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When you are looking to get a new business insurance policy, being informed matters. However, insurance companies often use terms like ‘risk tolerance…

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