Why You Should Choose an Independent Insurance Agent in Baton Rouge

August 10, 2020

If you live in Baton Rouge, you’ve probably noticed that you have more than enough options for both personal and business insurance needs. With so many choices, how can you decide on an agency that can take care of your unique demands?

There are a multitude of insurance agents to choose from, but an independent insurance agent has unique advantages over other agents for plenty of reasons.

Why choose an independent insurance agent in Baton Rouge?

Independent agents represent a large number of carriers

Unlike captive agents who only represent one insurance company, independent agents are able to leverage a considerable number of carriers, allowing you to align with a choice that best fits your needs. Don’t get stuck staying with a single carrier for longer than you’d like and instead opt for an independent agent to represent you and search for the best fit.

A captive agent is paid by the company they represent, giving them an incentive to sell more expensive products. Independent agents aren’t tied down to one carrier, and don’t have the same financial incentive from a sole company.

Independent agents help you save money

When you are at the will of a single carrier, you’re subject to their rates. This can be especially frustrating when you have extensive insurance needs. An independent agent can shop from a diverse group of options, ultimately finding you the one that aligns with your budget and financial needs.

A good agent can be proactive in anticipating rate increases and helping you switch to another company to save money when this happens. A captive agent does not have the ability to perform this level of service.

An Independent agent provides personalized service

Since your agent will be working for you rather than one insurer, you can enjoy personalized service and attention, as well as versatility in what they can offer. An independent agent is dedicated to understanding your needs and concerns as you navigate the process of finding the right coverage for your personal and business needs.

Independent agents provide unbiased advice

Baton Rouge has so many choices when it comes to insurance coverage. Who do you know who to get advice from?

At an independent agency, you’ll enjoy professional agents who are experienced in both personal and commercial lines with a multitude of different companies. They have worked with enough insurers to know which will be a good fit for your specific needs. An independent agent also fortunately knows which companies not to work with, making that knowledge an added perk.

Independent agents offer all-encompassing solutions

When looking at a single insurance company, you may notice they don’t provide certain coverages you want. Instead of being limited in this respect, an independent agent has access to so many different insurers, making it a breeze to find what you need. More companies means more options.

The bottom line

It’s easy to see why choosing an independent insurance agency offers far more benefits than going with a single company. Your agent will work specifically for you and have your specific requirements in mind when shopping for coverage.

You can be rest assured you will receive top-notch advice from some of Baton Rouge’s most experienced insurance professionals, who will provide you with the knowledge and customer service you deserve when navigating this process.

Lewis Mohr Insurance Agency has been serving Baton Rouge and all of Louisiana since 1968, and we offer unparalleled support and service. We are ready to help you today, so contact us and one of our agents will be ready to assist immediately.

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Our Baton Rouge based insurance agents are ready to help you find the right coverage.
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