Drone flying at chemical plant.

Commercial Drone Insurance

If you're using a drone to make money or as part of any business operation, drone insurance (unmanned aerial vehicle insurance) is vital. This will help your company be able to make use of the benefits of having a drone while offsetting risks associated with it.

What Drone Insurance Usually Covers

  • Property Damage & Bodily Injury. Typically this liability covers damage to property and persons with limits starting at $500,000 to north of $10,000,000 per occurrence.
  • Hull (Drone Damage). This covers the cost associated with damage to your drone from business use, based on its “agreed value."
  • Payload. This covers damage to equipment the drone is carrying, such as a camera.
  • Personal Injury. This will usually cover libel, slander, violation of privacy, and copyright infringements associated with use of the drone.

Did You Know?

By the end of 2018, there are expected to be over 600,000 Commercial Drones in use for different business operations.
Federal Aviation Administration

What Drone Insurance Usually Does Not Cover

  • Personal Damage. Damage to the drone, property, or a person from personal leisure use.

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