Directors & Officers Liability (D&O) Insurance

Serving Baton Rouge and all of Louisiana

Whether your business in Louisiana is public, private or a non-profit, officers and directors of the company must make difficult decisions every day for your company. For some risky decisions, this can end up effecting them personally or affect your company’s financial situation. Directors & Officers (D&O) Liability Insurance helps cover these members and your company itself.

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Navigating the Business Insurance Landscape in Louisiana

What Directors & Officers Liability (D&O) Insurance Usually Covers

  • Fiduciary Duty Claims. This is when a board misused or mismanaged company funds.
  • Employee Claims. For when a disgruntled employee claims wrongful termination, breach of contract, discrimination or invasion of privacy.
  • Competitor Claims. For when a competitor or organization claims defamation, trademark infringement or unfair competition.

Did You Know?

1 in 4 private companies will experience a D&O-related lawsuit over a 10-year period.
Chubb Private Company Risk Survey

What Directors & Officers Liability (D&O) Insurance Usually Doesn't Cover

  • Criminal Conduct. Insurance providers are prohibited by law from covering criminal or fraudulent conduct since it would undermine the fundamental principles of law.
  • Owners. Many policies exclude members that own more than 10-15% of the company.