Commercial Property Insurance

Serving Baton Rouge and all of Louisiana

Property is a key part of most Louisiana based businesses' operations. However, maintaining and minimizing the risk associated with it can be a challenge. When property is damaged and unexpected inventory is loss, it can significantly affect your business’s operations. Commercial Property Insurance helps cover the costs of the related repair and replacement costs to get your company back going.

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office building in Baton Rouge

Resources to Explore

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A Winter Weather Guide for Louisiana Businesses: Frozen Pipes, Icy Conditions, and More

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A Guide to Commercial Property Insurance

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How to Protect Your Business from Commercial Burglary

What Commercial Property Insurance Usually Covers

  • Company Buildings. This covers the repair of the structure and will sometimes include installed fixtures and machinery.
  • Contents of Buildings. This normally includes things that can be easily removed such as inventory, office equipment and supplies.
  • Other Property. This includes items that are left by someone else in your care or control.

Did You Know?

Most Louisiana commercial property policies do not include flood damage and it must be added separately.
Lewis Mohr

What Commercial Property Insurance Usually Doesn't Cover

  • Money and securities, accounts, bills and food stamps.
  • Vehicles, aircraft or watercraft (with some exceptions).
  • Flood Damage.
  • Earthquake Damage.
  • Animals other than stock.
  • Land, piers, wharves or docks.
  • Crops, grain or hay located outside.
  • The cost of excavations, grading or backfilling.