Boat Insurance in Baton Rouge

Serving Customers Across Louisiana Since 1968

Boating is a way of life for many Baton Rouge residents—from weekend trips to False River to fishing along the Gulf Coast. Just like your car or home, your boat deserves the right protection. Boat insurance helps cover damage, theft, liability, and more—so you can enjoy the water with peace of mind. As a Louisiana-based independent agency, we help you find the right policy at the best value.

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5 Stars
Brittany was able to save me almost half off the rate I was getting with my previous provider, while still keeping the same coverage! Fast and easy to work with. Highly recommend Brittany with Lewis Mohr!
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Layne S.
5 Stars
I love the fact that Gretchen found a lower insurance rate without being prompted to review my policy. She saved me close to $700 a year.
–
Johanna G.

Why Choose Us for Baton Rouge Boat Insurance

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Top Questions About Boat Insurance in Louisiana Answered

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Updated on
Jul 25, 2025
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Resources to Explore

What Boat Insurance Usually Covers

  • Collision. This will pay for the repair or replacement of your boat if it hits or is hit by an object.
  • Comprehensive. This covers incidents of vandalism, theft or damage to involving a collision.
  • Property Damage. If you damage someone else's boat, dock, property or structures this will pay for the damages.
  • Bodily Injury. If someone is injured while using the boat this will pay for medical bills, lost income, pain, suffering and legal expenses.
  • Additional Coverages. On many policies you can add coverage for fishing equipment, oil spills, personal property and roadside assistance, as well as damages and injuries from accidents caused by boaters who are uninsured or underinsured.

Did You Know?

Lack of boating safety education is correlated with fatality, with 75% of deaths occurring in incidents where the operator hadn’t received formal training.
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What Boat Insurance Usually Doesn't Cover

  • Wear & Tear. Damage to the inside or outside of the boat, including blown engines, resulting from wear & tear are not covered.
  • Hurricane Damage. Many policies do not cover damage to your boat resulting from a storm. However, this can be included in some policies.
  • Out of Water. If your boat is damaged while towing it or at your home, this will be covered under your auto or homeowners insurance policy.
  • Certain Waters. Make sure your coverage includes the certain geographic areas you wish to navigate. Most policies have geographic restrictions.